Subscription service terms and conditions

Learn more about the terms that apply to your use of inothelitivara.com and our subscription planning service. Please read these details carefully before using our site or subscribing.

September 13, 2025

Acceptance of terms

By accessing this site or using our service, you agree to these terms and conditions. Continued use means you accept all updates and modifications. If you do not agree, please discontinue use.

Definitions

Key terms used in these conditions are explained below.

"Service" refers to our ongoing financial planning subscription offered on inothelitivara.com.

"User" means any person accessing or using our website and services.

"Content" means all materials, information, and resources provided on the site.

"Advisor" refers to our qualified staff providing planning support.

Use of our service

Our subscription is designed for adults in Australia seeking ongoing financial planning. Usage must comply with applicable laws and our policies.

Eligibility

You must be at least 18 years old and legally capable to enter into a contract. Our service is for Australian residents only.

Proof of age or residency may be required.

User responsibilities

You are responsible for accurate information and lawful use of our services.

Provide true and up-to-date details during signup.
Maintain confidentiality of your account and access details.
Notify us of any unauthorised activity or issues.
Use the service only for personal planning purposes.

Prohibited uses

The following activities are not allowed:

Using the site for unlawful, fraudulent, or harmful purposes.
Attempting to access or modify areas of the site without permission.
Sharing another person’s personal information without consent.
Impersonating others or misrepresenting your identity.
Reverse engineering, copying, or reselling our service or content.

Intellectual property rights

All content and materials on inothelitivara.com are owned by us or licensed. You may not copy, distribute, or use our content except as permitted by these terms.

User content

You may submit information or requests, but remain responsible for accuracy and legality of your submissions.

Your content rights and obligations

By submitting content, you grant us a licence to use it for service delivery and support.

Privacy and data protection

We protect your data according to our privacy policy. Review our policy for information on data collection, use, and your rights. Your use of the service indicates your consent.

View privacy policy

Important disclaimers and warnings

Our service is informational and supportive only. We do not guarantee any specific results or financial outcomes.

User awareness

Results may vary. Our advice is general and should not replace professional, personalised guidance.

Limitation of liability

We are not liable for losses or damages from use of our service, except as required by law.

Indemnification

You agree to indemnify us for losses resulting from your misuse of the site or breach of these terms.

Dispute resolution process

We encourage users to contact us first to resolve any issues that arise.

Arbitration

If a dispute cannot be resolved directly, it may be referred to arbitration as per Australian law.

Arbitration does not limit your rights under Australian consumer law.

Online dispute resolution

Australian residents may use online dispute resolution tools for complaints about our services.

Submit a complaint online

Severability

If part of these terms is held invalid, the remaining sections remain in effect.

Entire agreement

These terms, along with our policies, form the complete agreement between you and us.

Applicable law and jurisdiction

These terms are governed by the laws of Australia. Any disputes are subject to Australian jurisdiction.

Termination

We may terminate access or subscriptions for breach of terms or misuse. Users may also cancel subscriptions at any time.

Changes

We may modify these terms periodically. Please review them regularly for updates.

Contact for terms queries

For questions about these terms, please use the information below.

Contact email: content@inothelitivara.com

Phone number: +61.8.5974.3295

Mailing address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia

Effective date: September 13, 2025

Version: 2.1